All Posts in "Home Products and Services"

What is Hydro Excavation?

Hydro excavation is a method of digging soil precisely. It is more precise than mechanical excavation, which is important because underground utilities are costly to fix. This method of digging soil is also great for landscaping, which requires precise digging to avoid damaging nearby areas. The hydro excavation also minimizes the disruption caused by the digging process. Therefore, this excavation method is the best option for such tasks as it does not damage the surrounding area.

Non-destructive

Hydro excavation is a relatively non-destructive method and is a better choice for certain construction projects than traditional methods. This method does not use heavy construction equipment, which leaves a destructive path in its wake. This method can work in areas where there are underground utilities, like sewers, water, and gas lines. Additionally, it allows for debris removal and digging in remote areas. Hydro excavation is also safe for workers, as it can … READ MORE ...

Emily Burgman by — August 12, 2022 in Home Products and Services
Tips on Creating a Financial Plan

Creating a financial plan allows you to achieve a more secure and stable future. Not only will it help build your savings, but it will also aid in managing your income, investments, and debts to reach your long-term goals. Plus, it can also avoid any monetary stress in case you encounter emergencies in the future.

A financial plan contains the details of your current assets, which will help determine the correct road map in reaching your goals. You can do this by hiring an expert in strategic financial planning or making one on your own. Here are some helpful tips on creating your personal financial plan:

• Evaluate Your Financial Status

One of the first things you should do is to determine your net worth, which includes all your assets and liabilities. Besides the money in your bank accounts, your assets may consist of your house, car, and other investments. … READ MORE ...

Emily Burgman by — August 5, 2022 in Home Products and Services
This Chart Should Scare You; is the mortgage market in for a 2008 wreck; average down not even close to 20%

Article Originally posted on Fairview Lending

The federal government in their quest to shore up the mortgage market in 2008 has created some new risks to the housing market.  Non bank lenders now make up 74% of the origination volume with only 3 banks even making the list.  What does this mean for the mortgage market and in turn the housing market?  Why are non bank lenders now making up such a large share of originations?  Do we have another large scale “wreck” coming our way?

Why are non bank lenders gobbling market share from traditional banks?

Before talking about why banks are gaining market share, it is important to discuss Dodd Frank.  The response to the 2008 mortgage crisis was the creation of increased regulation in banks to prevent future crashes.  What was in Dodd Frank?

Dodd Frank is a series of measures that first required banks to have … READ MORE ...

Emily Burgman by — July 21, 2022 in Home Products and Services
4 Things to Consider When Renting a Dumpster

While renting a dumpster for your business may seem like a trivial decision, there are many factors you need to consider. Here are four things to keep in mind when making your rental choice. By taking these into account, you’ll be sure to get the right dumpster for your needs and avoid any unexpected surprises.

1. Dumpster Size

Your first concern should be determining what size of dumpster you’ll need. This will depend on the number of people in your business and how much waste you produce. A good rule of thumb is to ask yourself how long it would take you to fill the dumpster with trash and consider renting a dumpster that is at least one or two days’ worth of waste.

2. Appropriate Equipment

Ensure you have the right equipment on hand to ensure that loading and unloading your dumpster is as easy as possible. A few … READ MORE ...

Emily Burgman by — March 12, 2022 in Home Products and Services
Some Disadvantages Of Metal Roofing

In some ways, a metal roof can be very advantageous to the person that lives under it. Steel, iron or other similar roofing materials can be very durable and great for the environment. However, there are also quite a few issues that you should be aware of before you decide to use metal to cover your roof. Two of these issues are written below. 

Can Make Noise

The sounds of objects such as hail, rain, or whatever the wind happens to be carrying at the time hitting metal shingles can be very loud and annoying. Sure, measures can be taken to suppress the sound before it passes into your home, such as putting sound isolation materials directly under your roofing, but only so much can be done. If you are easily irritated by noise or struggle to sleep when there’s too much noise, this is not the roofing material for … READ MORE ...

Emily Burgman by — January 19, 2022 in Home Products and Services